Privacy Policy
Last modified: January 16, 2025
Introduction
Welcome to HorizonsPay. At HorizonsPay, a brand under G.O House of Horizons Ltd, we prioritize your privacy and are committed to safeguarding your personal information. This Privacy Policy outlines how we collect, use, disclose, transfer, and store your personal data. By using HorizonsPay’s services or accessing our website, you agree to the terms outlined in this Privacy Policy. If you have any questions, comments, or concerns, please contact us at [email protected].
Collection of Personal Data
A. Data We Collect
HorizonsPay collects personal data to provide our services and improve user experience. Personal data may include, but is not limited to:
Name
Addresses (physical and email)
Telephone numbers
Identification numbers
Nationality
Date of birth
Financial details, including payment information (e.g., credit card details)
Transaction history
Non-personal data, such as IP addresses, browser types, and website usage data, may also be collected automatically.
B. How We Collect Data
We collect your personal data directly or indirectly when you:
Register for our services.
Engage in transactions through HorizonsPay’s platform.
Communicate with our team or provide feedback.
Interact with our website or mobile applications.
Participate in marketing campaigns or promotions.
In addition, we may collect information from third-party sources, such as publicly available databases or business partners, provided you have granted us relevant permissions.
Use of Cookies and Similar Technologies
HorizonsPay uses cookies and similar technologies to enhance user experience. Cookies help us:
Remember your preferences, such as language and region.
Improve website functionality and performance.
Analyze website usage to provide better services.
You can manage or disable cookies through your browser settings. However, certain features of the website may not function properly if cookies are disabled. For more details, visit www.allaboutcookies.org.
Use and Disclosure of Personal Data
A. Use of Personal Data
HorizonsPay uses the personal data we collect for the following purposes:
To provide and maintain our services.
To process transactions securely and efficiently.
To improve website functionality and user experience.
To send updates, marketing materials, and promotional offers, subject to your consent.
To comply with legal and regulatory obligations.
B. Disclosure of Personal Data
HorizonsPay may disclose your personal data to third parties under the following circumstances:
To comply with legal, regulatory, or judicial obligations.
To service providers or partners who assist in operating our services.
To third-party analytics and advertising platforms, where anonymized data is shared.
We ensure that any third-party recipients provide a standard of data protection comparable to applicable laws.
Access, Correction, and Deletion of Personal Data
You have the right to:
Access the personal data we hold about you.
Request corrections or updates to your data.
Request the deletion of your personal data, subject to legal and regulatory requirements.
To exercise your rights, contact us at [email protected]. Upon your request, we will make reasonable efforts to address your concerns within 10 business days.
Data Security
HorizonsPay employs advanced security measures to protect your data from unauthorized access, disclosure, or destruction. Measures include:
Restricting access to personal data to authorized personnel.
Using secure servers and encryption for sensitive data.
Regularly updating and auditing our security protocols.
While we strive to protect your data, no method of electronic transmission or storage is completely secure. If you believe your data has been compromised, please contact us immediately at [email protected].
International Data Transfers
HorizonsPay may transfer your personal data to entities or third parties located outside of your country of residence. We ensure that such transfers comply with applicable data protection laws and standards.
Changes to the Privacy Policy
HorizonsPay reserves the right to amend this Privacy Policy at any time. Any updates will be posted on our website with a revised “Last Updated” date. Your continued use of our services after changes are made constitutes your acceptance of the updated Privacy Policy.
Governing Law and Jurisdiction
This Privacy Policy is governed by and construed in accordance with the laws of Cyprus. Any disputes arising out of this Privacy Policy will be subject to the exclusive jurisdiction of the courts of Cyprus.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:
Email: [email protected]